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Opinion pieces, analyses and letters are intended to provide a diverse range of views from our community. They are not intended to represent the views of Big Island Now.

ANALYSIS: Obamacare Explained – Part 2 – the Hawaii Connection

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We take a look at who qualifies for health insurance subsidies, and who doesn't. Image courtesy Cal Poly University.
We take a look at who qualifies for health insurance subsidies, and who doesn't. Image courtesy Cal Poly University.

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COMMENTS
  • Now, now

    So now Mr. Gaddis, who has previously professed to be an expert on haoles, gay marriage, geothermal, food, politics, etc., is the guy to tell us about Obamacare? Please, who the hell is Nate Gaddis?

    • John Jameson

      Wow u really don’t care for Mr Gaddis, but u aren’t a real man with balls enough to sign in with ur real name.

  • Guest

    “If you like your plan, you can keep it” -BHO Lies!
    One by one, Americans are having their insurance plans canceled and one by one people are realizing that there is nothing affordable about Obamacare.

  • erichi

    Since I’m required to by law I filled out an application on Oct 15, first day the site was supposedly working. (worst designed website I’ve ever seen). All I wanted was to see what my options were, including the subsidy.

    THREE WEEKS later, I’m still “pending”- can’t see any plans. Called, they said it may take up to 30 days to determine eligibility.

    Plus, nowhere on the website can I find ANY definition of what “income” actually is. I called on that too- the “navigators” didn’t know either.

    Classy Operation.

    • Nate Gaddis

      Here is the basic rundown of what counts as income, and what doesn’t, courtesy of the Kaiser Foundation:

      “Exchanges will calculate enrollees’ household incomes using Modified Adjusted Gross Income, or MAGI. The MAGI calculation includes such income sources as wages, salary, foreign income, interest, dividends, and Social Security. MAGI calculation does not include income from gifts, inheritance and some other income sources are partially excluded.”

      For the full explanation of MAGI, check out this chart from UC Berkley:
      http://laborcenter.berkeley.edu/healthcare/MAGI_summary13.pdf

      Hope this helps.