Medicare can be confusing, but it doesn’t have to be. This free Zoom seminar explains Medicare Parts A, B, C, and D; when to enroll; how costs and cost‑sharing work; and the role of Medigap insurance. You’ll also learn how Medicare compares with Hawaii’s Prepaid Healthcare Act, so you can plan with confidence. Presented by the Hawaii State Health Insurance Program (SHIP)—a trusted, unbiased resource.